How To Stop Foreclosure Using Produce the Note Strategy

You may have had the intentions to pay your mortgage installments religiously and on time, but due to unforeseen circumstances like losing a job, a sudden medical emergency, divorce or death may have caused you to delay those payments. It is a sad event, wrought with fear and anxiety, if you are made to foreclose […]

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How To Spend $30 a Week on Groceries

For many people, the food bill is where the largest percentage in a monthly budget goes. An average family of four spends anywhere between $100 to $200 a week for groceries. Now if you’re on a tight budget, you can drastically slash your food budget and work with as little as $30 a week for […]

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How To Stall IRS Efforts to Collect Back Taxes

The government has to collect about $15 billion worth of tax penalties every year. The problem is, taxpayers cannot easily pay their debts and thus collection of these billions of dollar gets delayed for the next year. Call it ridiculous but it is a normal process. Well-informed taxpayers know that they can pay their taxes […]

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How To Take a Home Inventory

A Necessary Step for Homeowners' or Renters' Insurance Although you hope you’ll never have to use it, a home inventory is something that is important to take. A home inventory is a list of all of your personal possessions and their value. This is necessary for insurance claims, whether it’s renters’ or homeowners’ insurance. Get […]

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How To Slash your Home Power Bill

With the rising cost of gas and electricity rates, it’s more important than ever to be mindful of how you consume your power. When you are wasteful, you not only squander priceless natural resources and energy, but you also waste money. Here are some things you can do right now so you can slash your […]

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How To Prepare a Family Budget Spreadsheet

As a responsible homemaker, preparing a family budget spreadsheet is one of your primary duties. This spreadsheet will help you monitor your family income and expenses and assist you in spotting where adjustments can be made. This is technically not difficult to make, since you only have to enter information in the spreadsheet. In fact, […]

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How To Rollover 401K Funds into an IRA

Invest wisely in your retirement and avoid adverse taxes Rolling your 401K plans into an IRA is one of the smartest things you can do with a retirement plan. The cleverest thing, of course, is being astute enough to sign up for your company’s 401K plan. Now it’s time for a little advice. You were […]

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How To Get a Public Liability Insurance Quote

You want to be prepared when you are looking for a public liability insurance quote. The first thing to keep in mind is that this type of insurance is also known as liability insurance, general liability insurance, or indemnity insurance. They all mean the same thing, so don’t be put off. You need public liability […]

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How To Get Power of Attorney

Power of attorney is a legal authorization that allows one person to make legal decisions and act for another party. There are many different situations when granting power of attorney to someone you love and trust is in your best interest.  A great first step is to be certain that you have all of the […]

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Easy Ways to Save Money: Budget Planning Strategies

Budgeting Tips That Will Increase Your Cash Flow Saving money is something we should all learn how to do, but it isn’t as simple as you would think.  People try all kinds of ways to save money, but what’s important is to do it regularly and to make budgeting your money a habit.  You can’t […]

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